Pricing

One simple and transparent fee.

AN ANNUAL FEE, PAID MONTHLY

A simple formula will be used to calculate your fee at the beginning of the client relationship, and will be recalculated at the end of every calendar year. The annual fee will be broken down into 12 monthly payments and will be billed monthly just like all of your other monthly bills.

The annual fee is calculated as follows:

The greater of 1.2% of Gross Income or 0.3% of Net Worth

New clients also pay an initial startup fee of $500.

The following chart has been provided to give an idea of what your monthly fee might look like, based on either your Gross Income or Net Worth (Assets – Liabilities).

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The greater of 1.2% of Gross Income -OR- 0.3% of Net Worth
Gross Income	Net Worth	Monthly Fee
$100k	$400,000	$100
$150k	$600,000	$150
$200k	$800,000	$200
$300k	$1,200,000	$300
$400k	$1,600,000	$400
$500k	$2,000,000	$500
	$3,000,000	$750
	$4,000,000	$1,000
	$5,000,000	$1,250

No hidden fees

At Bespoke Planning, you’ll always know exactly what you pay your advisor.

Fair & transparent pricing

Comprehensive planning for a flat monthly fee.

No commission products sold

No gimmicks. No sales pitches. Just objective, fee-only planning.

Schedule Your Free 30-Minute Discovery Session today!

CLICK HERE TO SCHEDULE

BESPOKE PRICING vs. THE COMPETITION

Traditionally, financial advisors have been paid one of two ways: 1) by charging commissions or 2) by charging based on AUM (Assets Under Management).

Commissions: Under this model, a stock broker will make a living by selling stocks, mutual funds, annuities, and other investment products and collecting a commission in return.

AUM: Under the AUM model, which is just a fancy term for the amount of money you have in your investment accounts, a financial advisor will charge a flat fee (usually between 1-2% of AUM) to provide advice pertaining to those investment accounts.

The problem with these two approaches is that when an advisor’s pay is investment-focused, the advice they deliver also tends to be investment-focused.

Your financial well being is determined by more than your investment account balance. By focusing on your entire Net Worth, I can provide recommendations that are as objective and comprehensive as possible.

WHY BILL ON GROSS INCOME -OR- NET WORTH?

Most clients will be billed according to their Net Worth, because of the advantages highlighted in the previous question about Net Worth vs. The Competition.

However, some clients may have a great, well-paying job but simply haven’t been working long enough to accumulate significant investment assets or Net Worth. For example, someone who just completed an MBA program or Medical School may have landed their dream job, but due to significant student loan debt, might actually have a negative net worth! For many people in this situation, it can be difficult to find a financial planner willing to work with them.

If this sounds like you, don’t worry– you deserve access to great financial planning too! The solution to this problem is to bill according to Gross Income. This way, you can get the planning you need early in your career to put you on the best path to grow your net worth over time.

At Bespoke Planning, you don’t need a fat investment account or million-dollar Net Worth to get the planning you need right now.

Pricing

AN ANNUAL FEE, PAID MONTHLY

Schedule Your Free 30-Minute Discovery Session today!

BESPOKE PRICING vs. THE COMPETITION

WHY BILL ON GROSS INCOME -OR- NET WORTH?

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